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The Lacy Real Estate Group
"We Know Delaware Real Estate"
Amy worked with my husband and I for 2 years to find our dream home! She was patient in helping us find the perfect home for our family. Amy is very professional, extremely knowledgeable and works hard to make every single client is happy! She not only helped us find our new home, but also sold our home in 10 days! If you're looking for a top notch realtor, I highly recommend Amy and her team.E. Newmark
I can earnestly give Amy Lacy & her team the very highest of marks!! Amy went over & above the norm as she helped me navigate a very difficult home sale. She was an empathetic & supportive voice while helping me make the correct decisions to sell my home. The marketing packet she created for my property was amazing & became an excellent promotional tool. My home sold much quicker than I thought it would. Great job!!D. LAROCHE
Posted on November 15, 2018 - 05:00 AM
by Amy Lacy
Don’t go on a spending spree using credit if you are thinking about buying a home, or in the process of buying a new home. Your mortgage pre-approval is subject to a final evaluation of your financial situation.
Every $100 you pay per month on a credit payment could cost you about $10,000 in home eligibility. For example, a car payment of $300/month could mean that you qualify for $30,000 less in a mortgage.
Even if you have accumulated enough savings, you should consider not making any large purchases until after closing. The last thing you want is to know that you could have purchased a new home had you curbed the urge to spend.